KEY HIGHLIGHTS
- Up to S$600 cash landing in December 2025 for eligible Singaporeans
- About 3 million adults will benefit under the enhanced Assurance Package
- Money comes in before year-end spending — helpful, no application needed
This December 2025, around 3 million adult Singaporeans will receive a S$100 to S$600 cash payout under the enhanced Assurance Package (AP). And honestly speaking, with daily costs still feeling high, this timing matters.
What Exactly Is the Assurance Package Cash Payout?
The Assurance Package was first introduced in 2022 to help Singaporeans cope with GST increases and inflation.
Over time, it was strengthened and expanded.
The December 2025 cash payout is one part of this wider support plan — alongside CDC Vouchers and U-Save rebates — designed to put real cash into households that need it most.
No application needed.
No forms to fill.
If you qualify, the money comes automatically.
Who Is Eligible?
You’re eligible if you are:
- A Singapore Citizen
- Aged 21 and above (as of 2026)
How much you get depends on:
- Your Assessable Income (AI) for Year of Assessment 2024
- Whether you own more than one property
The structure clearly prioritises low- and middle-income Singaporeans.
S$600 Assurance Package Cash Payout
| Assessable Income (AI) | Property Ownership | Cash Payout (Dec 2025) |
|---|---|---|
| Up to S$39,000 | Own 0–1 property | S$600 |
| S$39,001 – S$100,000 | Own 0–1 property | S$350 – S$400 |
| Above S$100,000 or own >1 property | Any | S$100 |
Exact tiers may vary slightly. Always check your personal amount via govbenefits.gov.sg using Singpass.
When Will the Money Be Paid?
Payout starts: 5 December 2025
Here’s how to get it fastest:
Fastest Option (Recommended)
- Link your NRIC to PayNow
- Deadline: 23 November 2025
- Money lands directly on 5 December
Bank Transfer Option
- Submit bank details on govbenefits.gov.sg
- Deadline: 29 November 2025
No Bank Account?
- Use GovCash
- Withdraw at OCBC ATMs
- Available from 22 December 2025
- Access via Singpass with a reference number
You’ll receive an SMS or letter notification.
Important reminder: Government agencies will never ask for your bank details over a phone call. If unsure, don’t respond.
Why This December Payout Matters
December is when spending spikes — groceries, gifts, school holidays, year-end bills.
This cash payout doesn’t stand alone.
It comes on top of:
- Up to S$800 in CDC Vouchers (2025 tranches)
- U-Save rebates for utilities
For most Singaporeans, this isn’t “extra money”.
It’s breathing space — for daily expenses, festive costs, or savings.
No need to overthink.
If you’re eligible, please ensure your payment details are ready.
How to Check Your Payout Status
Head to govbenefits.gov.sg and log in with Singpass.
You’ll see:
- Your eligibility
- Your payout amount
- Your payment method
Takes less than a minute.
Frequently Asked Questions
1. Do I need to apply for the December 2025 cash payout?
No. It’s automatic if you’re eligible. Just ensure your PayNow-NRIC or bank details are updated.
2. I earn slightly above S$39,000. Will I still get something?
Yes. Many Singaporeans earning up to S$100,000 will still receive S$350–S$400, depending on property ownership.
3. Is this payout taxable?
No. Government cash payouts under the Assurance Package are not taxable income.