KEY HIGHLIGHTS
- Singaporeans can receive up to S$700 in Assurance Package Cash in December 2025
- Payout targets lower- and middle-income adults affected by GST hikes
- Money goes straight into PayNow-NRIC accounts — no application needed
The Assurance Package (AP) Cash payout is landing just in time, giving eligible Singaporeans a direct cash boost to offset higher living costs and GST increases.
For many households, this isn’t small change — it can cover groceries, utilities, school needs, or festive spending without stress.
What exactly is the Assurance Package Cash payout?
The Assurance Package is part of Singapore’s long-term support plan to cushion the impact of GST increases and inflation.
Introduced alongside the GST Voucher scheme, it runs from 2022 to 2026, with cash payouts spread over several years.
The December 2025 payout is expected to reach around 3 million adult Singaporeans, making it one of the widest-reaching cash supports for that year.
And yes — the money goes directly into your bank account.
How much will you get? Here’s the breakdown
| Annual Value of Home (as at 31 Dec 2024) | Assessable Income ≤ S$34,000 | Assessable Income S$34,001–S$100,000 |
|---|---|---|
| ≤ S$21,000 | Up to S$700 | Up to S$500 |
| S$21,001 – S$31,000 | Up to S$500 | Up to S$300 |
| > S$31,000 or more than one property | Not eligible | Not eligible |
Lower-income Singaporeans living in smaller flats receive the highest support, which is the whole point of this payout.
Who is eligible for the December 2025 payout?
You qualify if you meet all these conditions:
- Singapore Citizen
- 21 years old or above in 2025
- Based on Year of Assessment 2024 income (earned in 2023)
- Owns no more than one property
- Home’s Annual Value falls within the limits
No need to submit any forms. Eligibility is assessed automatically using IRAS records.
When and how will the money be paid?
December 2025 is the target payout window.
Here’s how you’ll receive it:
- PayNow-NRIC linked bank account → fastest option
- Cheque or GovCash → if PayNow is not linked
If you’ve already linked PayNow to your NRIC, just wait. The money will drop in automatically.
Why this payout matters — especially now
Honestly speaking, living costs haven’t gone down.
This payout comes on top of other 2025 support, including:
- GSTV Cash in August 2025 (up to S$850 for eligible adults)
- Utility rebates and other household offsets
The December cash helps smooth out year-end expenses — whether it’s Christmas spending, utilities, or simply padding your savings.
For most Singaporeans, it’s practical help, not just headlines.
How to check your eligibility
You can verify your eligibility anytime via govbenefits.gov.sg using Singpass.
The system shows:
- Estimated payout amount
- Payment method
- Past and upcoming benefits
No need to guess.
Frequently Asked Questions
1. Do I need to apply for the Assurance Package Cash payout?
No. There is no application process. Eligibility is assessed automatically based on government records.
2. What if I don’t have PayNow linked to my NRIC?
You’ll receive the payout via cheque or GovCash, but linking PayNow is faster and recommended.
3. Is this payout taxable or does it affect other benefits?
No. The cash payout is not taxable and does not affect other government assistance schemes.