Mahila Samridhi Yojana 2025 is a welfare scheme launched by the Government of Gujarat to support women from socially and economically backward sections who want to start or expand their own small businesses. The main idea behind this scheme is simple: help women become financially independent by giving them access to affordable loans and structured government support.
Under this scheme, eligible women can apply online through the official government portal and receive financial assistance to begin income-generating activities. The program is implemented by the Department of Social Justice and Equality, Government of Gujarat.
Mahila Samridhi Yojana 2025: Overview
Mahila Samridhi Yojana 2025 is applicable only to women residents of Gujarat. The scheme is managed by the Department of Social Justice and Equality and offers financial assistance in the form of a low-interest loan. The maximum loan amount available under this scheme is ₹1.25 lakh. Applications are accepted through the official website of the Gujarat government at esamajkalyan.gujarat.gov.in, and the entire process is conducted online.
For assistance, applicants can also use the government toll-free helpline number 1800 102 3399.
Eligibility Criteria
To apply for Mahila Samridhi Yojana 2025, the applicant must belong to a socially and educationally backward class. The total annual family income should not exceed ₹3 lakh. The applicant’s age must be between 21 and 45 years at the time of application.
The scheme is intended for women who already have some form of business experience or technical skills related to the work they plan to undertake. This ensures that the financial support is used effectively for sustainable livelihood activities.
Benefits of Mahila Samridhi Yojana 2025
Under this scheme, eligible women can receive a loan of up to ₹1.25 lakh. The interest rate is kept low at 4 percent per year, making repayment manageable for small entrepreneurs. Up to 95 percent of the project cost is provided as a loan, with the majority funded through the National Corporation and a smaller portion supported by the State Government.
The loan amount is repayable in 48 monthly installments, which include interest. This structured repayment system helps beneficiaries plan their finances without excessive pressure.
Required Documents
Applicants need to submit valid documents to complete the application process. These include caste certificate, Aadhaar card, income certificate, bank passbook, and proof of address such as an electricity bill. A valid mobile number and a self-declaration or applicant’s statement are also required.
All documents must be uploaded online during the application process.
Objectives of Mahila Samridhi Yojana
The primary objective of Mahila Samridhi Yojana is to provide financial assistance to women entrepreneurs from backward and economically weaker sections. By offering micro-finance loans at affordable interest rates, the scheme reduces financial barriers and encourages women to take up self-employment.
The scheme also focuses on women’s empowerment by helping them achieve financial independence and overcome social and economic challenges. It supports Self Help Groups and promotes entrepreneurship, especially among women from Scheduled Castes and Scheduled Tribes.
Business Activities Covered Under the Scheme
Mahila Samridhi Yojana supports a wide range of small and practical business activities. These include beauty parlours, tailoring shops, embroidery work, spice production, clothing stores, dairy farming, bangle shops, tea shops, basket making units, cosmetic stores, papad making, and other home-based or small-scale industries.
Women can also propose other viable business ideas that generate income and align with the scheme’s objectives.
How to Apply Online for Mahila Samridhi Yojana 2025
To apply, applicants must first visit the official website of the Gujarat Backward Classes Development Corporation through esamajkalyan.gujarat.gov.in. After selecting Mahila Samridhi Yojana, they need to click on the “Apply Now” option and fill in all required personal, income, and business details carefully.
Once the form is submitted, a confirmation number is generated. This number should be saved for future reference. Applicants can edit their application if needed before final submission. After uploading the photograph, signature, and required documents, the application must be confirmed and submitted online. A copy of the completed application form can then be printed for records.